This application is designed to store the account details in the smart card The amount can be deposited and withdrawn using this card with a valid pin number. Transaction enquiry and Balance enquiry is possible. Ideal for ATM application, given the high level of security features that could be built into the card. Objective: Confirming Identification Provide access to Bank website & individuals accounts Accurate tracking of usage of ATM Manage long-term customer relationships through efficient and valuable service to them